2021.10.16 19:21 DeliciousCrepes Is there really only a ~0.0037% chance for blab to occur from a golden cookie?
2021.10.16 19:21 XENOCIDESAM Marcelo Bielsa Post-Southampton Interview: "It was a fair result"
|submitted by XENOCIDESAM to LeedsUnited [link] [comments]|
2021.10.16 19:21 ptd163 Special Finisher at Ada-1
2021.10.16 19:21 ShagFun ONLYFANNY - Dont just look hookup
2021.10.16 19:21 Satz0r One of these is not like the Others
|submitted by Satz0r to LiverpoolFC [link] [comments]|
2021.10.16 19:21 PromotionOk4169 Cat god(ess)
|submitted by PromotionOk4169 to EmKay [link] [comments]|
2021.10.16 19:21 Danguar0101 Joe Aribo challenge on Cammy Devlin - no red card
2021.10.16 19:21 Mort_The_Moose Milwaukee County Bus because I could
|submitted by Mort_The_Moose to HotWheelsunleashed [link] [comments]|
2021.10.16 19:21 brooksreview [WTS] Garmin Instinct Tactical Khaki
The watch works and has no known or visible issues. Comes with the box, manual, watch, and charging cable. The only visible wear signs I can see is on the strap, where the finish has a slight sheen where I wore the watch. It was/is very hard to get this to show up on camera, but it’s not quite shiny as much as it is just smoother in those spots.
Price: $130 includes priority mail shipping to US only. PayPal Goods and Services payments only (no added fees, you pay what is stated and nothing more). I can ship usually the next day at the latest.
submitted by brooksreview to GearTrade [link] [comments]
2021.10.16 19:21 ArdNarc FUT RIVALS: Should EA implement some kind of losing streak to rivals.
2021.10.16 19:21 kilsekddd IRA Account DRS - Using a true 3rd party Custodian w/ Self Directed IRA
| This is not financial advice, it's the story of my experience in finding a way to DRS my IRA shares. |
TLDR: Found a bank that will act as a third party custodian for my Traditional IRA and will Direct Register the shares. Computershare confirmed this is possible and TDA hinted at it as well.
I appreciate all the work that u/iamthinksnow did on the IRA transfer stuff, but I was still unconvinced that method would not result in a tax headache, especially if this all extends past the new year.
Full disclosure: While I haven't completed the whole process yet, I wanted to release my progress so far with this DD now, because other methods (EIN numbeself-custody) is being touted, but I'm skeptical that is the way.
So anyway, I started digging!
First, some definitions…
Individual Retirement Account (IRA) – An IRA is an account set up at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis. When held at a brokerage, the funds may be used to purchase stocks, bonds and other securities.
IRA Custodian - An IRA custodian is a financial institution that holds an account's investments for safekeeping and sees to it that all IRS and government regulations are adhered to at all times.
Distribution/Withdrawal - Generally, early withdrawal from an Individual Retirement Account (IRA) prior to age 59½ is subject to being included in gross income plus a 10 percent additional tax penalty.
I sent some emails to Computershare, this was the reply:
Please be informed that regarding Individual Retirement Account you need to contact your corporate custodian.When I emailed TDA regarding transfer of IRA shares, they first said it wasn’t possible. Later, when reddit was reporting it was possible, I emailed TDA again with new vocabulary (custodian), this was their response:
Thank you for your response. Unfortunately we cannot act as custodian for shares outside of the firm, thus we cannot transfer shares from an IRA at TD Ameritrade to Computershare liked-titled and without taking a distribution.I launched some email back to Computershare with this new fact, this was their response:
We do not register Individual Retirement Account (IRA) with Computershare as a custodian. However, shares can be transferred to Computershare as an IRA registration having any other financial institution as custodian.
So, I started Googling...and Googling...and Googling and ended up on some shady looking sites for companies in the Midwest, with worse websites than Computershare…I was getting discouraged. Meanwhile, the IRA transfer thread was blowing up and started being included in the mod thread on every post in the jungle. This worried me.
During this time, I discovered Self-Directed IRAs, which are typically used to purchase non-traditional investments, such as precious metals and real estate.
After several days of digging, calling my own bank (which made some curious laughing sounds at my request), getting handed off to a financial advisor that never called me back (probably the dollar amount I quoted), then finally just getting on the phone and calling random companies that do “Self Directed IRAs”. Most of the companies I spoke with had no idea what I meant by “third party custodian” or “direct registration of shares”.
That’s when I found Community National Bank (CNB) and their division CNB Custody.
I called the main line and gave a rough description of what I wanted and got routed based on saying “purchase”. I spoke with, we’ll call her Agent L, and she was very courteous, listening to me carefully describe what I wanted. I wanted CNB to hold an IRA account for me and act as the custodian but hold the shares as direct registered shares on Computershare.
We discussed how buying might be really slow, because I would have to fill out paperwork and they would mail a check to CS for a $10 fee. We discussed how I could access CS directly, sell (lol, sell) shares and the money would go back into my IRA account. We discussed how the account would show up in Computershare as mine with a named custodian.
She told me she would have to speak with her supervisor to make sure all that was good to go. I waited patiently over the holiday weekend, trying to contain myself that I may have solved the IRA puzzle and potentially unlocked direct registration for a large portion of the float that has been locked away.
Following up after the weekend and bank holiday, I called in and miraculously got Agent L on my first try! I told her I spoke with someone the previous week, but couldn’t remember the agent’s name. She asked, “Is this about Gamestop?” “OMG yes, it’s about Gamestop!”, I replied. “That was me”, she said.
… surprise Pikachu
She confirmed all we spoke about was true and that CNB would be able to initiate the transfer, if I filled out their paperwork. I asked her to email me the paperwork to get started on a small transfer to get the account setup and make sure everything worked as intended.
Below is not intended as an endorsement of this company of fitness for any particular purpose, just an historical record of our conversation...
The last thing I asked Agent L before we hung up was, “Are you guys ready for some new account volume? I think once I tell a couple people about this, you might have many new customers.” She assured me they were equipped to handle it.
... Dori meme: Just keep digging, digging, just keep digging...
Since this was not the first IRA I've setup, I went ahead and took a look at their forms section...
Pretty clear what I was looking for here... IRA Application (to open the account), Transfer Request (to initiate a broker to broker transfer).
I downloaded the PDF first, filled it out to be sure I had all the information, then thought, I bet I can just do this all online using the Docusign links instead...
It got a little tricky here, because the Docusign process uses your SSN to ask some historical questions about you, very similar to the Online Account Verification on Computershare. I was able to successfully confirm/deny the facts and continued through the process. Later that day, I received an email confirmation:
IRA Application Complete!
The process was similar for the Transfer Request and got an email confirmation for that as well via Docusign. SUCCESS!
Of course, in my mind the only thing I was assured of at this point is that the shares would be transferred to a new IRA that I'd just opened. I wanted to close the loop to DRS, so I called Agent L back. She told me that my applications had been received and that the agent in charge of IRA transfers was processing the request...we'll call her Agent S.
A little while later, same day, I got an email clarifying the transfer was only XX, because she saw on my statement there were more.
Hello Agent S,Agent S quickly replied:
Thanks, I did talk to Agent L and we will get this processed!I was still curious exactly HOW the shares would get direct registered, so I pestered Agent L once again via email.
Agent L replied:
The shares will be transferred electronically directly to our DTC affiliate, so held directly with CNB. We can then DRS the shares to Computershare and this will open the account there with them. I believe this will be the faster of the 2 options.I assured her that I didn't mind multiple accounts because I'm retarded and already have four at Computershare. 🤣
This was HUGE news to me because the transfer would be broker to broker, so T+3...no way for TDA to delay.
We're all pretty familiar with the rest of the story from here...Computershare works on Computershare time, so I suspect it will be about 1.5 weeks before I get any confirmation from them.
In the meantime, however, I had checked the boxes for Online Access on the IRA Registration form, so I got an email to establish my login. Knocked that out, logged in and lo and behold, I already had a transaction sitting in the account:
All this only took two days, 100% completed online/phone.
T+3 will be Wednesday next week...
That's all I have for now. I will be publishing a second part to this post when I can provide screenshots of the IRA account and Custodian on Computershare, with my shares intact. I will also go into some of the specific options on the registration forms that allowed me to do all this without faxing, mailing paper, cutting checks, etc.
Final Note: I am choosing to detail this method because I personally do not want to be responsible for performing the duties of a Custodian.
submitted by kilsekddd to Superstonk [link] [comments]
2021.10.16 19:21 Tsoenami [EUW] [Tier II] looking for a jungler to play clash with
2021.10.16 19:21 EastDiet1285 Can the Power of Attorney Transferer a Car Title if Owner is Incapacitated?
My husband's mother had a heart attack last January and is currently in a Long Term Care Facility. In her will, it states my husband gets her car among other things.
Our current car broke down and before we purchase another car, I figured to save money we can just take the car my MIL left my husband.
He was told by his sister, who is Power of Attorney, that she cannot transfer or gift the deed to the car because the owner (their mother) is not deceased, but incapacitated.
Is this accurate?
Can any estate lawyers weigh in?
This is for NY
submitted by EastDiet1285 to EstatePlanning [link] [comments]
2021.10.16 19:20 Thakksy Cruise News Update: October 16, 2021
|submitted by Thakksy to CruiseNews [link] [comments]|
2021.10.16 19:20 ClancyChips Ozzy Osbourne Credits Satan for COVID Protection
|submitted by ClancyChips to videos [link] [comments]|
2021.10.16 19:20 Spawn_Jacket_2305 Rtx 3090 rig Mhs problem
Greetings everyone. I have a problem with my RTX rig. As you can see two of the cards are mining at 120 mhs but the other two are mining at around 110 mhs. Sometimes, they even fall under 100 mhs. The overclock is the same for all of the cards and every single card is using a power supply of 750w.
I have an impression that when the mhs rate drops down, the power level (the watts) drops down too. Any suggestions?
submitted by Spawn_Jacket_2305 to EtherMining [link] [comments]
2021.10.16 19:20 HereComestheBasstard Am I the only one who would like to see James bring this look back?
2021.10.16 19:20 Visible_Usual9403 [actives] first mono tub progess so far. suggestions?
2021.10.16 19:20 Artist137 All X's No O's by me
|submitted by Artist137 to painting [link] [comments]|
2021.10.16 19:20 Jumpy_Swordfish_5353 Did I mess up the future I want?
I want to go to college and major in chemical engineering to eventually become a chemical engineer (with a focus in food processing). The college I wanted to go to was Ga tech because I could major in ChemE there and it’s in my state. My plan for beating the competitive admissions was to make really, really good grades and demonstrate my interest in chemistry and engineering with activities outside of school. I believe I just killed any chance at being admitted there because I made a 75 on my math test recently and that brought my grade in honors algebra 2 down to a 93 (96 weighted). I think that me not being able to maintain a really high grade in a “easy class” destroys my odds of admission. Just for more context, I’m a sophomore and last year I had above a 97 in each class.
submitted by Jumpy_Swordfish_5353 to Advice [link] [comments]
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submitted by Illustrious_Meat_990 to CryptocurrencyICO [link] [comments]
2021.10.16 19:20 JamesonRaider just pure good songs
2021.10.16 19:20 misana123 The National Zoo Started Administering COVID Shots To Animals This Week
|submitted by misana123 to Coronavirus [link] [comments]|
2021.10.16 19:20 Living-Huckleberry47 #
|submitted by Living-Huckleberry47 to lotrmemes [link] [comments]|
2021.10.16 19:20 rickybicky2222 Rebel (Yell) 10 - Single Barrel at LCBO - expensive - but available - first time since 2016 - so if you are a hunter and suffer from Ontario issues - the choice is yours!